GTL Advantage Plus Product Enhancements

Author: Chris Hagerstrom

Does your client’s health insurance have deductible or co-payments for hospital confinement, ambulance trips, outpatient surgery, skilled nursing, dental & vision or cancer treatments?  Guarantee Trust Life has enhanced the benefits of their Advantage Plus hospital indemnity plan!  Building on an industry-standard product, GTL has added various new options:

  • 3 and 6-day benefit period options to better fit today’s Medicare Advantage plans
  • Short Duration Hospital Stay Rider: pays daily base plan benefit amount for hospital observation stays from 12 up to 24 hours.  Available as a rider for the 10 or 21-day benefit period, included with the new 3 and 6-day benefit period.
  • Lump Sum Cancer Rider: 25% lump sum benefit for Cancer In-Situ and $500 lump sum benefit for Basal cell or Squamous Cell skin carcinoma. Increased benefit max up to $20,000.  New Recurrence Benefit Rider!
  • Dental/Vision Rider:  Choice of $400, $800 or $1,200 annual benefit. $100 calendar year deductible and benefits increase for year 2 and beyond.

The new GTL Advantage Plus with the updated coverage is available in AL, AR, DE, HI, IL, IN, IA, LA, MI, MS, MT, NE, NC, ND, OK, SD, WV, WY and WI.  View GTL’s presentation to learn more about these enhanced benefits and some sales tips by clicking here.

Every agent needs a good Hospital Indemnity plan, contact the JSA Marketing Team today at 1-800-203-0433 to learn about the products available today!

Chris Hagerstrom is the Product Manager at Jack Schroeder and Associates, LLC. Through years of experience he has become an expert with Medicare, Life Insurance, Annuities and Supplemental Health and how to successfully navigate the senior market.

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