Check Out GTL’s Updated Advantage Plus Plans

Author: Chris Hagerstrom

Guarantee Trust Life Insurance Company has been the leader in Hospital Indemnity coverage for the past 13 years, and is very excited to announce some great updates to their best selling plan!

Additional Base Plan Choices

New 1-day benefit period with a choice between $1,000 and $2,500, and it includes a 25% short stay duration benefit rider (for stays from 12 hours up to 24 hours.)

Increased Daily Hospital Benefit Options

Daily benefit limit has been increased to $750 per day, up from $600 per day, on the 3, 6, 10 and 21 day benefit periods.

Significant Rider Upgrades

  • Ambulance Rider
    • Choose from a $50 up to $400 daily usage benefit
    • Lifetime maximum of 12 trips
    • Air Ambulance coverage included
    • Hospitalization not required
  • Skilled Nursing Rider
    • Days 1 thru 50 option, choice of $100, $150 or $200 per day benefit
    • Additional option of $120 per day for days 21 thru 100 option
  • Lump Sum Cancer Rider
    • Added a new $6,700 benefit, to better match Medicare Advantage maximum out-of-pocket limits

New Rider Option

NEW Critical Accident Rider – choose either a $5,000 or a $10,000 benefit for things like accidental death, hip or skull fracture, hip dislocation, knee dislocation or ligament tear, and other fractures after an emergency room visit.

Even Easier Underwriting

Change from a 12-month look back to a 6-month look back for inpatient confinement, nursing home confinement or receiving home health care services.

Why offer GTL’s Advantage Plus Plans?

As one of the best ways to enhance your client’s Medicare Advantage coverage, here are a few more things you can look forward to with GTL:

  • Zero rate increases
  • No reductions in policyholder benefits
  • Built-for-use features and benefits
  • Years of claims processing expertise
  • Great cross-selling tools for agents
  • Multiple e-application platforms, works with any device!

If you’re not offering GTL’s Advantage Plus to your Medicare Advantage clients, contact the JSA Marketing Team for more information on the opportunities with Guarantee Trust Life at 1-800-203-0433.

Updated plan available in AL, AR, AZ, CT, DE, GA, HI, IA, IL, KY, LA, ME, MI, MS, MT, NC, ND, NE, NM, NV, OK, OR, PA, SD, TN, TX, WI, WV, WY.

Chris Hagerstrom is the Marketing Vice President at Jack Schroeder and Associates, LLC. Through years of experience he has become an expert with Medicare, Life Insurance, Annuities and Supplemental Health and how to successfully navigate the senior market.

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Learn more about what JSA can offer you! Call us at 1.800.203.0433 or